АндрейTotal annual cost 2–2%
BANK CARDS / INFORMED CHOICES
Bank cards
Compare the terms. Choose what works for you.
DEMOThis catalog includes demo cards with illustrative terms. Applications are unavailable for demos.
For everyday purchases and regular expenses.No service fee
- Interest-free up to
- 120 days
- Limit up to
- 500,000 RUB
- Monthly fee
- Free
Extra flexibility for larger purchases with a grace period.Total annual cost 29–49%
цукуцPer month
хрючевоPer month
- Interest-free up to
- 180 days
- Limit up to
- 300,000 RUB
- Monthly fee
- Free
Split purchases into payments at partner stores.Total annual cost 20–45%
Cashback and grace periods may depend on purchase categories and bank requirements.
A SECOND LOOK AT YOUR CHOICE
Make sense of the terms
An AI assistant in Telegram will help you compare cards and understand fees, cashback and grace periods.
Before choosing a card
What should I compare first?
For debit cards, compare service fees, cashback categories and caps. For credit cards, also check the total annual borrowing cost, grace-period conditions and payments. Each offer has its own terms page.
Where do I apply?
Once you choose an offer, a partner link takes you to the application. The bank handles the application and approval. Olivka does not request passport or card numbers.
How are offers ordered?
Editorial order places editor-selected offers first. You can sort by fees, cashback, credit limit or grace period. A partner commission does not mean a card is the best fit for you.